Josh Hart is a serial entrepreneur who has built businesses across EdTech, mobile and InsurTech, with digital experiences used by millions of people worldwide. As Co-Founder and CPTO of YuLife, the insurtech built to inspire life, he has spent a decade reimagining insurance as a force that helps people live longer, healthier lives, not just a payout when things go wrong. He leads product and technology for a global business operating across four continents, partnering with insurers including Bupa and MetLife. His focus is making prevention pay. In 2025 he launched Preventative AI, a predictive risk engine turning wellbeing data into smarter underwriting and earlier intervention.